Whether you are trying to make sure your family is protected after you pass away, or trying to get your finances in order, we can help. Financial security is important and it will relieve you to know that your family will be taken care of once you are gone.
There are different types of financial accounts and life insurance policies you can choose from. Call us today to discuss your options.
Many people struggle with the difference between whole and term life insurance. Choosing the right one for you will depend on your needs.
Whole life insurance protects you throughout your lifetime and there is no expiration date on it. Your whole lie insurance policy collects money over time that you can draw off of. This policy pays out once you have passed away the the funds can be used for replacing income, funeral costs, or anything else.
Term life insurance only lasts for a segment of time throughout your life. This policy is usually the cheapest out of the two. This policy does not build cash value and will expire once the term is up.
Not sure which plan is right for you? We can help you decide and give you an accurate quote.
Guarantees and protections are subject to the claims paying ability of the issuing insurance.
Securities and Investment Advisory Services offered through Nationwide Securities, LLC. member FINRA, SIPC. and a Registered Investment Advisor. DBA Nationwide Advisory Services, LLC. in AR, FL, IL, NY, TX, CA and WY. Representative of Nationwide Life Insurance Company, affiliated companies and other companies.
Representatives of Nationwide Securities, LLC may only conduct business with residents of the states in which it is properly licensed and/or registered. Please note that not all of the products and services that may be mentioned are available in every state.
As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure these strategies and products are suitable for your long-term life insurance needs. You should weigh your objectives, time horizon and risk tolerance as well as any associated costs before investing. Also, be aware that market volatility can lead to the possibility of the need for additional premium in your policy. Variable life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, underlying fund charges and expenses, and additional charges for riders that customize a policy to fit your individual needs.